Larry James' CelebrateLove.com BLOG

Saturday, September 17, 2011

How to Make “Money Talk” Less Awkward

Filed under: $$$ Issues,Guest Authors — Larry James @ 7:00 am
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Aly Walansky, Guest Author

You can talk to your significant other about what they love, what they hate, where they want to travel and what they want to accomplish. But talking about the root of all those things – money – can be difficult. Financial experts say money and money problems are the leading cause of divorce which means communication is key. Make those money talks less awkward with these tips.

dollarsignPlan for It

Having a conversation about money isn’t something you want to spring on someone. Instead of bringing it up in the heat of the moment or just before bed, plan your chat ahead of time. Tell your partner you want to go over your finances next Tuesday or Saturday afternoon. Write it down on your calendar in ink. That way you can both be prepared and focused.

Schedule Them Regularly

Having one money talk and then avoiding the topic for the next decade isn’t the way to achieve financial success. Try scheduling one money talk a month. Review where you succeeded and what you can try to do better on. The more you have them, the less awkward they’ll be.

moneyheartsDo Some Dreaming

No one wants to repeatedly get beaten down over how low their income is, how much they overspend or how bad they are at saving. While it’s good to work on your weaknesses it’s also important to spend some time during your money talk dreaming about the future. What goals do you have? What great trip do you want to take? If you’re on the same page with your goals you may have an easier time saving for them.

Expect Differences

Most money pros agree – you’re either a spender or a saver. And it’s likely that you are on one side of the spectrum while your spouse is the other. Just knowing that will help you in your money talks. Expect differences because the way you look at and treat money is inherently different. You don’t have to be in conflict, but you do have to find balance.

BONUS Articles: Till Debt Do You Part: Avoiding Money Problems in Your Marriage
Economy vs. Dating
5 Easy Ways to Have a Positive Relationship With Money

AlyWalansky

Copyright © 2011 – Aly Walansky. Aly is the beauty and fashion editor for MyGloss.com, a style columnist for SheKnows.com as well as a contributor to publications ranging from Huffington Post to About.com. While she is well-known for her beauty and style writing — New Beauty Magazine rated her one of the top four beauty bloggers on the web in their Winter 2010 issue and Star Magazine rated her the hottest blogger on the Internet this summer — she’s rather diversified in the blogosphere — she’s been hired to live-blog from locations ranging from the Miss America pageant to the Emmy Awards. Aly currently resides in New York City, where she focuses on the travel, beauty/spa, and fashion writing realm. Visit Aly’s Website!

CLoveLOGOLarry James is a professional speaker, author, relationship coach and an award winning nondenominational Wedding Officiant. He performs the most “Romantic” wedding ceremony you will find anywhere. Something NEW about relationships is posted every 4th day on this Relationships BLOG.

Subscribe to Larry’s FREE monthly “LoveNotes for Lovers” eZINE. Contact: CelebrateLove.com, P.O. Box 12695, Scottsdale, AZ 85267-2695. – CelebrateLove.com and CelebrateIntimateWeddings.com

NOTE: All articles and “LoveNotes” listed in this BLOG – written by Larry James – are available for reprint in magazines, periodicals, newsletters, newspapers, eZINEs, on the Internet or on your own Website. Click here for details.

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Monday, April 13, 2009

Economy vs. Dating

Filed under: $$$ Issues,For Singles Only,Relationships — Larry James @ 11:55 am

If you are looking to date someone who has money or status, then a bad economy will have a negative effect on dating.

If last week you were a banker for a bank that got caught up in the money crunch and this week you’re living with your mom, your dating potential has most likely decreased drastically.

A bad economy is only bad for dating if money was your main tool of attraction. If you rely on looks, charm, artistic talent, then your opportunities can rise in a down market.

Great dates don’t require a fat wallet.

The economic downturn can actually play to a couple’s advantage by fostering creative date ideas that save money, as well as by forcing a couple to pay attention to each other and actually talk rather than indulging in extravagant date activities that can undermine the process of exploring chemistry and compatibility.

No movies. Chit chat over a romantic dinner! Get to know each other better.

Copyright © 2009 – Larry James. This idea is adapted from Larry’s books, “How to Really Love the One You’re With: Affirmative Guidelines for a Healthy Love Relationship,” “LoveNotes for Lovers: Words That Make Music for Two Hearts Dancing” and “Red Hot LoveNotes for Lovers.” Author Larry James presents seminars nationally for singles and couples. Subscribe to Larry’s FREE monthly “LoveNotes for Lovers” eZINE. Contact: CelebrateLove.com, P.O. Box 12695, Scottsdale, AZ 85267-2695. – CelebrateLove.com

Larry James is a professional speaker, author, relationship coach and a nondenominational minister. He performs the most “Romantic” wedding ceremony you will find anywhere. Something NEW about relationships is posted every 4th day on this Relationships BLOG.

Subscribe to Larry’s FREE monthly “LoveNotes for Lovers” eZINE. Contact: CelebrateLove.com, P.O. Box 12695, Scottsdale, AZ 85267-2695. – CelebrateLove.com and CelebrateIntimateWeddings.com

NOTE: All articles and “LoveNotes” listed in this BLOG – written by Larry James – are available for reprint in magazines, periodicals, newsletters, newspapers, eZINEs, on the Internet or on your own Website. Click here for details.

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Add Larry James as a “friend” to your Facebook page: http://www.Facebook.com/larry.james
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Follow Larry’s “Networking BLOG” at: http://NetworkingHQ.wordpress.com
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Thursday, August 7, 2008

Till Debt Do You Part: Avoiding Money Problems in Your Marriage

Filed under: $$$ Issues,Relationships,Weddings — Larry James @ 1:00 am

Sometimes falling in love is the easy part. Deciding if that person is a suitable financial partner is another story. Study’s show that money is the No. 1 reason couples split. Before you walk down the aisle, get four easy ways you and “the love of your life” can ensure decades of happiness and financial stability.

Don’t Fear the Prenup. Many couples avoid even discussing a prenuptial agreement because they perceive it to be a precursor for divorce. On the contrary, it can help lovebirds tackle real issues like debts, assets, business holdings and custody of children from previous marriages‹all issues that could come back to bite you if not dealt with early enough.

Weigh Wedding Costs. Just like with any wise financial purchase, you need to draw up a wedding budget and stick to it. Determine what your most vital priorities are and spend accordingly. The wedding industry is a multibillion-dollar machine that depends on you going over budget. Eliminate the risk of finding yourself in postnuptial debt and living with the interest that will follow you years after the wedding cake is gone.

Get Help with the Honeymoon. Who really needs three blenders anyway? Avoid incurring honeymoon debt and sign up with a honeymoon registry. Guests will then be able to buy increments of your big sendoff – a valuable cost-cutting plan. Check out TheBigDay.com, TheHoneymoon.com or Traveler’s Joy Honeymoon Registry for more info.

And Once the Honeymoon’s Over… It’s of the utmost importance to carry through on all this responsible budgeting behavior‹especially if you’ll be combining bank accounts. Explore your financial goals together, be open about your spending/savings habits, update your 401(k) plans, set aside an emergency fund, and devise a way to tackle any existing debt. Don’t let any lingering issues boil over-it will save you from headaches and heartaches down the road.

Copyright 2008 – Success Magazine. From Seeds of SUCCESS eZINE.

HOT Tip – For a long list of tips for your wedding, honeymoon and more, go to: http://www.celebrateintimateweddings.com/tips.html

Larry James is a professional speaker, author, relationship coach and a nondenominational minister. He performs the most “Romantic” wedding ceremony you will find anywhere.

Subscribe to Larry’s FREE monthly “LoveNotes for Lovers” eZINE. Contact: CelebrateLove.com, P.O. Box 12695, Scottsdale, AZ 85267-2695. – CelebrateLove.com and CelebrateIntimateWeddings.com

NOTE: All articles and “LoveNotes” listed in this BLOG – written by Larry James – are available for reprint in magazines, periodicals, newsletters, newspapers, eZINEs, on the Internet or on your own Website. Click here for details.

letsbefriends2

Add Larry James as a “friend” to your Facebook page: http://www.Facebook.com/larry.james
Follow Larry’s “once daily” Relationship Tweet at: http://www.Twitter.com/larryjames
Follow Larry’s “Wedding BLOG” at: http://CelebrateIntimateWeddings.wordpress.com
Follow Larry’s “Networking BLOG” at: http://NetworkingHQ.wordpress.com

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